Choose a term insurance plan based on your financial goals, family responsibilities, coverage amount, policy tenure, claim settlement record, and affordable premium. A well-chosen plan provides long-term financial security for your loved ones.

It is best to buy health insurance at a young age. Early purchase helps you get lower premiums, complete waiting periods sooner, and stay financially protected against unexpected medical expenses.

To file a claim, inform your insurance company, submit the required documents, and complete the claim form. After verification, the insurer processes and settles the claim according to the policy terms and conditions.

NRIs can buy insurance policies online or through an authorized insurance advisor. They generally need valid KYC documents, a passport, and proof of address. Eligibility and documentation may vary depending on the insurer.

Life and Health Insurance policies may offer tax benefits under the applicable provisions of the Income Tax Act. The available deductions depend on the type of policy and current tax regulations. Consult a tax advisor for personalized guidance.